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The Russell Agency, LLC Blog

All You Ever Wanted to Know About Insurance

What Is Negligent Entrustment Liability?

- Negligent entrustment is a type of liability that occurs when you allow (or entrust) an employee to use an item or a machine that could cause harm and that you know they aren’t qualified to operate. If they cause an...

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What to Check Before Buying a Used Car

With the new car market impacted by shipping delays, many people are choosing to buy used cars lately. And some people only purchase a used vehicle because it saves them money and lets the first owner figure out if it’s...

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What Kind of Insurance Do You Need for a Million-Dollar Car?

Investing a lot of money in a luxury car requires careful consideration. Will the vehicle retain its value over time? Are other owners satisfied with it? How are the roads in your area? Will you be garaging the vehicle...

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Your Condo Lets You Avoid Many Homeownership Hassles – But You Still Need Insurance

A lot of condo owners assume that their association takes care of insurance, in addition to maintenance. But that's not entirely true, especially when it comes to your belongings and other items within your unit. What...

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What To Do After an Auto Accident

First things first - make sure you're safe. Here are a few things to do after that (you may want to print out a copy of this checklist and store it in your glove compartment, just in case): Check on yourself and your...

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Prepare Your Home for Cold Weather

Use this checklist to get ahead of cold weather challenges and prepare your home for the seasonal changes ahead. Plant bulbs for springtime flowers.Cover and/or store outdoor furniture.Winterize summer lawn equipment...

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Should I Notify My Insurance Company About a New Puppy?

Having a new puppy join your household can change your life. The snuggles and kisses make getting up in the middle of the night for potty breaks worth it, but in the whirlwind of change, it’s easy to forget some...

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Your Trash Is a Criminal's Data Treasure

Bad guys dumpster dive for information they can use or sell. Even if you’ve got excellent cyber hygiene, you won’t be protected from physical data theft unless you take steps to secure your trash. Paper, computer drives,...

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No nightmares this Halloween

You’ve spent weeks preparing for Halloween. Pumpkins are carved. Bowls of candy sit near the front door. Costumes are donned. But, is your homeowners insurance ready? Do you know the answers to the what-ifs? What if a...

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Landowners, Your Vacant Land Is a Liability

Vacant land has become an increasingly appealing investment, particularly in the age of social distancing and skyrocketing home and rent costs. If you’re looking to join the growing ranks of landowners, you should...

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