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The Russell Agency, LLC Blog

All You Ever Wanted to Know About Insurance

Make sure you are the only YOU out there

The Federal Trade Commission processed 2.8 million fraud reports- totaling more than $5.8 billion in losses in 2021. Identity theft occurs when an unauthorized person uses your personal identifying information (e.g.,...

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Roommates: They are not just for college anymore

2018 Pew Research Center study cited that nearly 1-in-3 U.S. adults live with at least one adult roommate. Now that inflation and everyday costs are spiking, you may be in the market for a roommate to defray some of...

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Everyone needs more than the minimums for auto insurance

For many drivers first purchasing auto insurance, the state minimums may seem appealing when trying to budget for car payments, insurance premiums and gas prices. Yet, even for drivers without assets to protect, it’s...

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Traveling Safely With Pets

People travel with their pets all the time. Some animals are small enough or self-sufficient enough that they can ride in a crate or protective case with little to no attention. Depending on the distance, they may...

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What Is Negligent Entrustment Liability?

- Negligent entrustment is a type of liability that occurs when you allow (or entrust) an employee to use an item or a machine that could cause harm and that you know they aren’t qualified to operate. If they cause an...

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What to Check Before Buying a Used Car

With the new car market impacted by shipping delays, many people are choosing to buy used cars lately. And some people only purchase a used vehicle because it saves them money and lets the first owner figure out if it’s...

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What Kind of Insurance Do You Need for a Million-Dollar Car?

Investing a lot of money in a luxury car requires careful consideration. Will the vehicle retain its value over time? Are other owners satisfied with it? How are the roads in your area? Will you be garaging the vehicle...

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Your Condo Lets You Avoid Many Homeownership Hassles – But You Still Need Insurance

A lot of condo owners assume that their association takes care of insurance, in addition to maintenance. But that's not entirely true, especially when it comes to your belongings and other items within your unit. What...

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What To Do After an Auto Accident

First things first - make sure you're safe. Here are a few things to do after that (you may want to print out a copy of this checklist and store it in your glove compartment, just in case): Check on yourself and your...

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Prepare Your Home for Cold Weather

Use this checklist to get ahead of cold weather challenges and prepare your home for the seasonal changes ahead. Plant bulbs for springtime flowers.Cover and/or store outdoor furniture.Winterize summer lawn equipment...

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