The Russell Agency, LLC Blog
All You Ever Wanted to Know About Insurance
FEMA Extends Grace Period for Payment of National Flood Insurance Policy Renewals due to COVID-19 Pandemic
Monday, March 30, 2020
The Standard Flood Insurance Policy (SFIP) provides that the term of the policy commences on its inception date and ends on its expiration date. To avoid a lapse or reduction in coverage, a National Flood Insurance...
Are You Covered?
Monday, March 30, 2020
When it comes to protecting the things that matter most to you-your home, your jewelry, your life-it’s important that you consider what types of insurance will cover you best, and you need to know ahead of time the...
What is the Most Common Natural Disaster in the U.S.?
Friday, March 27, 2020
The answer is flooding. If your home sustained damage due to a flood, would you have coverage? You might be thinking-of course I would have coverage. I have a homeowners policy. You aren’t alone in thinking that, but...
Protect Your House When You Rent It Out To Others
Wednesday, March 25, 2020
Renting out your house to others can be lucrative. Millions of people take advantage of various house/apartment sharing services (e.g., Airbnb, HomeAway, FlipKey or MIMDU) each year. These companies match hosts who...
Online Term Life Quoting Tool Now Available!!!
Tuesday, March 24, 2020
Are you interested in learning what a term life insurance policy might cost for yourself or a loved one? If so, stop by The Russell Agency home page and click on our new term life quoting tool. You will have your answer...
Connecticut Insurance Department Information Page on the Coronavirus
Monday, March 23, 2020
The State of Connecticut Department of Insurance has an information page on the coronavirus and insurance. You can access the page by clicking here.If you have any questions, please call our office.
Insure Your Jewelry
Monday, March 23, 2020
Jewelry is a popular gift for engagements, anniversaries, birthdays, Christmas and Valentine’s Day. It’s one of the most meaningful gifts-and the most valuable-that someone might receive. It’s imperative that these...
Stay Insured When You Rent or Hire a Vehicle
Friday, March 20, 2020
People may put a significant amount of effort into adequately insuring their personal vehicles, but they frequently make quick assumptions about coverage for rented or hired vehicles. However, it is important to confirm...
Coronavirus and Business Interruption
Wednesday, March 18, 2020
For business interruption insurance coverage to be triggered, the insured property must suffer physical damage by a covered cause of loss. Unfortunately, a virus is not a covered cause of loss. When a cause of loss is...
Coronavirus (COVID-19) Update
Monday, March 16, 2020
There has been an increase in concern about the spreading coronavirus COVID-19. Businesses should consider implementing safeguards to reduce exposure to illness. Steps should include but are not limited to: - Encourage...
Is federal flood coverage available for commercial property?
Friday, March 13, 2020
The National Flood Insurance Program offers three Standard Flood Insurance Policy forms. These forms provide policyholders with a description of their coverage and other important coverage information. Dwelling Policy...
Transportation Network Companies, like Uber and Lyft
Wednesday, March 11, 2020
Transportation Network Companies, like Uber and Lyft, have really taken off over the last few years. People are providing transportation to others with their autos using a cell phone application to connect. While this...
Top 10 contractor hiring tips for homeowners
Monday, March 9, 2020
A home is a very valuable asset and proper maintenance is a key factor in the retention and growth of a home's value. This factor is one reason why it is important for homeowners to hire highly qualified contractors...
What to Consider When Choosing Auto Insurance
Friday, March 6, 2020
Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...