The Russell Agency, LLC Blog
All You Ever Wanted to Know About Insurance
Your young drivers—help them play it safe
Wednesday, September 30, 2020
The Insurance Institute for Highway Safety reports teens have the highest crash rate of any group in the U.S. Also, young licensed drivers, ages 16 to 24, account for the highest fatality rates. Alarmed by the high...
Identity theft—who’s been in your wallet?
Monday, September 28, 2020
The Federal Trade Commission estimates millions of Americans have their identities stolen every year. Identity theft occurs when an unauthorized person uses your personal identifying information, such as your name,...
Certificates of insurance
Friday, September 25, 2020
What is a certificate of insurance? A certificate of insurance is any document that summarizes the terms, conditions and duration of an insurance contract, but it is not the contract itself. The certificate shows what...
What you need to know before you volunteer
Wednesday, September 23, 2020
On Sept. 16, 1997, the Volunteer Protection Act of 1997 became effective. Concerned that volunteers have been deterred from offering their services to nonprofit organizations because of liability concerns, Congress went...
What to do if you’re involved in an accident
Monday, September 21, 2020
What do I do at the scene of the accident? If you’re involved in a motor vehicle accident, the first thing you should do is contact the police. If anyone is injured, give details to the police, then give the victims...
Personal life insurance: the basics
Friday, September 18, 2020
What’s the purpose of life insurance? Life insurance usually is purchased by individuals to guarantee a specific sum of money to a designated beneficiary upon the death of the insured, or to the insured if he or she...
Insurance and the divorcing couple
Wednesday, September 16, 2020
According to various studies on American divorce rates, more than 40 percent of marriages end in divorce or annulments. If you and your spouse are going through a similar circumstance, we would like to share with you...
Keep everyone safe this Halloween
Monday, September 14, 2020
Halloween may be the spookiest night of the year, but it’s important that you follow some important tips to protect yourself from any homeowners insurance gaps that might leave you screaming. 1. The most common...
Connecticut Law Forbids Certain Certificate of Insurance Requests
Monday, September 14, 2020
Public Act No. 14-74 was signed by Gov. Dannel Malloy on June 3, 2014, and went into effect on Oct. 1, 2014. The law prohibits certain requests that have become prevalent in recent years that created inaccurate or...
Sexual Harrasment Training Required by October 1, 2020
Wednesday, September 9, 2020
Connecticut state law requires most employees in the state to complete sexual harassment prevention training. Employees must take a mandatory training course by Thursday, Oct. 1, 2020, in order to comply with the new...
Tips for Power Tool Safety
Friday, September 4, 2020
What would you do without power tools? Well, you’d probably take on fewer home-improvement projects — and probably have a lot more calluses on your hands. Thankfully, you don’t have to do without. But you do have to use...
State Legislature Extends Emergency Powers
Friday, September 4, 2020
The Connecticut Legislature extended Gov. Lamont’s emergency powers until Tuesday, Feb. 9, 2021, which will help the governor protect the state during the COVID-19 pandemic. According to Lamont, “The extension will...
Minimum Wage Increases
Wednesday, September 2, 2020
Gov. Ned Lamont reminded Connecticut residents that the state minimum wage increased from $11 per hour to $12, effective yesterday. The raise is a result of a law signed on May 28, 2019. Public Act 19-4 requires the...