The Russell Agency, LLC Blog
All You Ever Wanted to Know About Insurance
Electric Scooters are Coming!!!
Monday, January 6, 2020
Effective Oct. 1, 2019, legalized electric scooters, electric bicycles and electric tricycles became legal in Connecticut. The law allows these vehicles-as long as they do not exceed 20 miles per hour and are not...
When Roadside Assistance Isn’t Enough
Friday, January 3, 2020
If you’ve ever been stuck on the side of the highway with an RV issue, you know what a life saver roadside assistance can be. Whether you need a battery charged, a tire changed, or a tow you’re often back on the road in...
A Home's Replacement Cost
Friday, January 3, 2020
Wouldn’t it be nice to buy a homeowners policy that would guarantee replacement of your home in the event of a loss without any conditions? That concept may be appealing, but it’s not realistic. In order to charge the...
Older Drivers
Wednesday, January 1, 2020
An article in the Washington Post took a look at U.S. Census data and noted the number of licensed drivers over the age of 65 increased 29 percent from 2003 to 2013. In fact, the article said, older drivers have...
Connecticut Texting Laws
Monday, December 30, 2019
You know it is forbidden, but sometimes it’s so hard to resist. You hear that chime from your pocket or the cup holder and you want to look. You know you shouldn’t but what if it’s something important, like breaking...
Holiday Gifts and Insurance Coverage
Wednesday, December 25, 2019
My house is filled with expensive gifts waiting to be opened. If my home is burglarized, damaged or destroyed, are all these gifts covered under my homeowners policy? It depends on the particular gift. Many homeowners...
Winter Loss Prevention Tips
Friday, December 20, 2019
Now is the time to prepare to ensure we have a safe winter. Here are a few things to keep in mind to help minimize loss during the colder months: • Your fireplace hasn’t been used in a year. Before you start your first...
Senate Passes Federal Funding Package with 3 Insurance Priorities
Thursday, December 19, 2019
WASHINGTON – The U.S. Senate has followed the House in passing a federal government funding package (H.R. 1865) that includes three of the top policy priorities of the National Association of Professional Insurance...
Other Drivers and Your Car
Wednesday, December 18, 2019
Is your car covered if someone else is driving? The comprehensive and collision sections of your auto-insurance policy are attached to your car, so most insurance policies with comprehensive coverage will cover your...
Is Private Flood Insurance the Right Choice for You?
Friday, December 13, 2019
The National Association of Insurance Commissioners (NAIC) says private flood insurers reported direct written premium of $644 million in 2018, up 9 percent from 2017 direct written premiums and up 71 percent since 2016....