The Russell Agency, LLC Blog
All You Ever Wanted to Know About Insurance
Coronavirus and Business Interruption
Wednesday, March 18, 2020
For business interruption insurance coverage to be triggered, the insured property must suffer physical damage by a covered cause of loss. Unfortunately, a virus is not a covered cause of loss. When a cause of loss is...
Coronavirus (COVID-19) Update
Monday, March 16, 2020
There has been an increase in concern about the spreading coronavirus COVID-19. Businesses should consider implementing safeguards to reduce exposure to illness. Steps should include but are not limited to: - Encourage...
Is federal flood coverage available for commercial property?
Friday, March 13, 2020
The National Flood Insurance Program offers three Standard Flood Insurance Policy forms. These forms provide policyholders with a description of their coverage and other important coverage information. Dwelling Policy...
Transportation Network Companies, like Uber and Lyft
Wednesday, March 11, 2020
Transportation Network Companies, like Uber and Lyft, have really taken off over the last few years. People are providing transportation to others with their autos using a cell phone application to connect. While this...
Top 10 contractor hiring tips for homeowners
Monday, March 9, 2020
A home is a very valuable asset and proper maintenance is a key factor in the retention and growth of a home's value. This factor is one reason why it is important for homeowners to hire highly qualified contractors...
What to Consider When Choosing Auto Insurance
Friday, March 6, 2020
Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...
Storm Damage - What's Covered?
Friday, February 21, 2020
Generally, how does my homeowners policy respond to storm damage to my property? Your homeowners policy covers most losses that may occur to your dwelling and personal property. Commonly, losses resulting from theft,...
State of Connecticut Mandates Sexual Harassment Prevention Training for Businesses
Wednesday, February 19, 2020
Under Connecticut law, employers with three or more employees must provide two hours of sexual harassment prevention training and education every 10 years. Any new hires must complete this training within six months of...
House Introduces Bipartisan Bill to Address Reptitive Loss Properties
Monday, February 17, 2020
Bipartisan legislation, the Repeated Flooded Communities Preparation Act,was introduced in the House of Representatives last week in an attempt to address repetitive loss properties covered by the National Flood...
The dangers of drunk driving
Friday, February 14, 2020
In 2017, nearly 11,000 people in the United States died in motor vehicle crashes involving an alcohol-impaired driver. The annual cost of alcohol-related crashes totals more than $44 billion. What can I do to help...