As companies look to grow, they frequently franchise their successful businesses. Franchises give budding entrepreneurs a way to become business owners without having to build from the ground up. But, while opening a...

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Professionals who design buildings and structures or offer professional advice to contractors have a special need for professional liability insurance. Architects and engineers (A&E) liability insurance covers...

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A lot of condo owners assume that their association takes care of insurance, in addition to maintenance. But that's not entirely true, especially when it comes to your belongings and other items within your unit. What...

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First things first - make sure you're safe. Here are a few things to do after that (you may want to print out a copy of this checklist and store it in your glove compartment, just in case): Check on yourself and your...

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Use this checklist to get ahead of cold weather challenges and prepare your home for the seasonal changes ahead. Plant bulbs for springtime flowers.Cover and/or store outdoor furniture.Winterize summer lawn equipment...

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Vacant land has become an increasingly appealing investment, particularly in the age of social distancing and skyrocketing home and rent costs. If you’re looking to join the growing ranks of landowners, you should...

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Home electrical fires claim lives every year. Most are caused by incorrectly installed wiring or overloaded circuits or extension cords. In other words, most electrical fires are preventable. Fire deaths are highest in...

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Are you offering your home on a home-sharing service? Most home-sharing and host services make renting out your house easy. They even offer $1 million in insurance coverage as part of their service. Like most people,...

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Losing power for any length of time is inconvenient, but it can also be dangerous. You need a plan to get through the outage. Bottled water, nonperishable foods that don’t require cooking, extra propane or charcoal are...

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This winter, we want you to know that, whether you are traveling for the holidays, or you’re at home shoveling your sidewalk, your independent agent is here for you. Whether you need to make a claim, or you just want to...

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When it comes to buying insurance, you have two primary options available to you: independent agents like us, and captive agents. While both can provide insurance services, these two types of insurance agents are not...

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