In the event of damage, loss, or theft, it's crucial that you have valuable articles insurance in addition to your current homeowners insurance policy.
Having valuable articles insurance gives you the peace of mind you deserve when it comes to your most expensive belongings, and ensures that your most prized possessions are insured.
If you're not sure what would be protected under valuable articles insurance, here is a list for inspiration:
Antiques that have a high monetary value
Priceless art
Collectible items
High-end jewelry
Musical instruments
Electronics like computers, tablets, cameras, smartphones or other devices
Expensive sports equipment
These are just some of the items that you can protect under a solid valuable articles insurance policy.
There are typically two options when it comes to this kind of insurance: blanket coverage and itemized coverage.
Blanket coverage offers broad protection for your most valuable items, but saves you the time and hassle of putting a price tag on all of your belongings.
Not to mention, with group coverage, you'll typically have a high limit with a low deductible.
If you're looking for itemized coverage, you're looking at a top-notch coverage option for your most prized possessions.
Itemized coverage ensures that you have extremely high protection for your most qualified items, and allows you to determine the value of each item as well. You typically won't have a deductible with itemized coverage, and you'll have the option to cover a wide variety of items.
We understand that it can be difficult to select the coverage policy that works the best for you and your particular belongings. That's why we're here to help you decide on the perfect policy for you.
If you're still confused about whether or not you need group coverage or itemized coverage -- or maybe you're not sure if you need valuable articles insurance at all, The Russell Agency, LLC can help you decide.
Give us a call at {[ agency.phone | phone }} for a free quote! We look forward to helping you protect your most valuable belongings.