When you own a home, it's a big responsibility. It's where you keep all of your prized possessions, and where your family unit lives and grows. 

Even if you live in a home by yourself or with one other person, having homeowners insurance is just as crucial. 

Not only can it give you peace of mind, but it ensures that you're protected when the unthinkable happens. Even though we don't like to think of our home being damaged in any way, or even vandalized or burglarized -- it's important to consider all risks and prepare for them accordingly. 

That's why The Russell Agency, LLC provides a wide variety of homeowners insurance options to help you have peace of mind about your home. Whether it's your first home or your fifth, we'll be there for you when the unthinkable happens. 

What homeowners insurance can protect

Homeowner's insurance can help protect you and your family from a variety of costs that occur when your home is damaged, burglarized, experiences a fire, and more. Not only that, but home insurance can also help you pay for the costs that accrue if someone is hurt on your property and takes the situation to court. 

Wouldn't it be nice to have peace of mind in all areas of your home? With homeowners insurance, you can. 

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Here are the different areas that homeowners insurance can cover: 

Home protection

If you experience something like a fire or a tornado that destroys your home, homeowners insurance can help you get back on your feet by helping you with the cost of repairing or rebuilding your home. 

Medical protection

If one of your visitors is injured on your property, they might choose to take the instance to court. Not only can homeowners insurance help you with legal costs, but it can also help to pay for the medical bills of those hurt on your property. 

Personal liability

If you are sued, personal liability insurance can help you pay for the costs. This is needed when someone else experiences property damage, and you're to blame. 

Personal belongings protection

Homeowners insurance ensures that your most prized possessions are protected. This includes things like clothing, electronics, jewelry, appliances, and more. 

Rental insurance

Whether you own or rent your property, it's crucial to have the right homeowners insurance to protect you if things go wrong. At The Russell Agency, LLC we also provide rental insurance to protect your rental home or condo.

Call 203-255-2877 today to learn more about our homeowners insurance options! You'll be glad you did.

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