Whether you own a business in New York City, or if you just have an employee from New York, you need to have a solid New York disability insurance plan to protect you and your business. 

You could, in fact, receive business penalties if you don’t secure the correct disability coverage for your New York-based residents, or New York business location. 

It’s difficult to plan for disability because nobody ever thinks it can happen to them. You go on with your daily life, not really thinking much of what would happen if you were to become disabled. 

The truth is, having a disability while trying to work can be difficult, and it can be detrimental to your working life. New York disability insurance ensures that you receive temporary cash benefits if you were to become disabled off the clock. 

You could potentially become disabled by an illness or an injury, and pregnancy is covered as well. 

When you’re covered with New York disability insurance, you’ll receive cash benefits in the amount of wages that you’ve lost while out on disability. This can provide limitless peace of mind when it comes to your work-life balance and can help reassure you that no matter what happens, you’ll always have an income. 

Keep in mind, New York disability insurance is not responsible for medical care should you be hurt on the job or become disabled – that is considered workers compensation. 

However, if you’re required to have New York disability insurance for your employees, you’re also required to carry workers compensation.

The two work together to ensure that your employees have the coverage they need when disaster strikes. 

Learn more about New York disability insurance from  

If you want to learn more about who needs New York disability insurance, how it works, how much you’ll pay, and what it covers, feel free to give a call at 203-255-2877 to learn everything you need to know. 

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